How to open a bank account in DSK Bank

Beginning of cooperation	Last contact	Last update
July, 2017	December, 2021	March, 2021

GSL reference about the bank *

Primary requirements:
- the bank opens checking and savings accounts;
- an account can be opened without leaving Bulgaria;
- it is necessary to deposit 30 leva after opening an account (about 15 USD), so that the account is not empty;
- the term for opening an account - case by case (check with the consultant);
- does not open accounts for the following activities: Brokerage, Cryptocurrency operations, Financial Instrument Services, Fintech industry, Arms business, Gambling and lotto activities;
- Currently, the opening of accounts for offshore companies has been suspended

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Bank's characteristics

General information and rating

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Global rating	Countrywide rating	Countrywide rating of the head bank	Global rating of the head bank	Credit rating
Not rated	Not rated	—	—	N/R

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Year of foundation	1951
History	The bank was established in 1951 as the State Savings Bank (D'Rzhavna spestovna kasa -DSK), in 1998 it was transformed into a commercial bank. In October 2003, after the successful privatization of OTP Bank, Hungary became the sole owner of the share capital of DSK Bank
Personnel	The staff speaks Bulgarian and English
Bank’s shareholders	Hungarian OTP Bank
Confidentiality	Judicial Cooperation Agreement with Russia is signed; Double Taxation Agreement with Russia is signed; AML legislation is strictly observed

Minimum requirements

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Minimum balance, €	Transactions permitted per month	Initial deposit of funds, €	Deadline for the initial deposit, month	Minimum turnover, €/year
—	—	15	0	No restrictions

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Transactions permitted per month	The number of transfers is not limited
Initial deposit of funds, €	After opening the account, you need to deposit at least 30 leva (about 15 dollars) as the minimum balance

Tariffs and services

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Outcoming transfer, €	Incoming transfer, €	Account maintenance, €/year	Payment limit for credit cards, €/day	Funds to be blocked for CC issue, €
80	50	60	N/A	N/A

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Outcoming transfer, €	Transfers in EUR: 0.16% (minimum EUR 25, maximum EUR 300)
Incoming transfer, €	The enrollment fee is 0.1% (minimum 7 EUR, maximum 200 EUR). Less than 100 EUR - free
Account maintenance, €/year	Opening an account - from 0 to 10 EUR. Account maintenance - 5 EUR per month. Closing an account - 10 EUR
Distant access to the account	Internet banking available
Financial products	The bank offers a variety of cash management products and flexible financing options
Credit/debit cards	Debit cards: VISA Business Electron / Maestro Business / Business Debit MasterCard; VISA Business Space / MasterCard Business Space. Credit Cards: MasterCard Business Credit / Visa Business Credit

Account opening procedure

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Days to open for incoming transfers	Days to open for outcoming transfers	References	Business description	Purpose of the account
case by case	case by case	Not necessary	Detailed	Current

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Visit to the bank	No visit to the bank required
Required	Completed bank forms; copy of the client's passport; standard set of corporate documents (apostilled originals or copies). Apostilled CINC and CGS are required (not older than 1 month)
Types of accounts	Personal; Corporate; Current
Opening procedure and Due Diligence	It is possible to open an account without visiting the country where the bank is located
Chances to open an account	Predictable
Business description	Moderately detailed: along with a description of the business, it is necessary to provide information on the sources of origin of funds

How to open a bank account in DSK Bank

GSL reference about the bank *

Bank's characteristics

General information and rating

Minimum requirements

Tariffs and services

Account opening procedure

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