How to open a bank account in Incognito Bank 2 (UAE)

GSL reference about the bank What is it?

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GSL rating

rating

Beginning of cooperation

December, 2024

Last contact

January, 2025

Last update

January, 2025
  • established on 2004, and is an actively developing public joint-stock company;
  • opens current accounts for UAE companies;
  • onboards companies from any UAE emirate and/or free zone;
  • balance requirements: AED 25000 for corporate accounts (if the required balance is not maintained, a monthly fee of AED 125 will be deducted from the client’s account);
  • accepts companies with citizens of any country in the structure (no restrictions);
  • accepts companies with any type of activity (no restrictions);
  • a visit to the branch by the signatory is required for verification purposes and signing of forms;
  • the signatory must hold an Emirates ID;
  • available currencies: AED, USD, EUR, GBP;
  • does not issue bank cards or checkbooks;
  • specializes in investment products, asset management, financing, and payments, including those to CIS countries (Belarus, Kyrgyzstan, Uzbekistan, Kazakhstan, Azerbaijan, etc.);
  • Internet banking (mobile app) is available in English and Arabic;
  • account opening timeframe: 1 month
GSL rating
rating
Beginning of cooperation
December, 2024
Last contact
January, 2025
Last update
January, 2025
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General information and rating
General information and rating

Not rated
Global rating
Not rated
Countrywide rating
Countrywide rating of the head bank
Global rating of the head bank
Year of foundation
2004
History
Founded in 2004
Personnel
There are English-speaking staff
Bank’s shareholders
Public joint-stock company
Confidentiality
Judicial Cooperation Agreement with Russia is signed; Double Taxation Agreement with Russia is signed; AML legislation is strictly observed
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    Minimum requirements
    Minimum requirements

    Minimum balance, €
    Transactions permitted per month
    6 540
    Initial deposit of funds, €
    1
    Deadline for the initial deposit, month
    Transactions permitted per month
    No restrictions on the number of transfers for current accounts
    Deadline for the initial deposit, month
    The minimum account balance requirement is AED 25 000 for corporate accounts. Initial payment is equal to the minimum account balance
    Minimum turnover, €/year
    No restrictions on minimum turnovers
    How fast payments are executed
    Same day or next day

    Tariffs and services
    Tariffs and services

    N/A
    Outcoming transfer, €
    N/A
    Incoming transfer, €
    N/A
    Account maintenance, €/year
    N/A
    Payment limit for credit cards, €/day
    Account maintenance, €/year
    Account maintenance fee is deducted when the minimum account balance is reduced - 125 AED per month
    Distant access to the account
    Internet banking in English and Arabic
    Financial products
    The principal lines of business are investment, consumer and commercial finance
    Credit/debit cards
    Does not issue bank cards or checkbooks

    Account opening procedure
    Account opening procedure

    Days to open for incoming transfers
    Case by case
    Days to open for outcoming transfers
    Case by case
    References
    Not necessary
    Purpose of the account
    Current
    Visit to the bank
    A visit to the branch by the signatory is required for verification purposes and signing of forms
    Required
    For a legal entity: License; Memorandum and Articles of Association; Director’s resolution for opening an account and appointing a signatory to the account; Completed business plan of the company; Office or flexi desk lease agreement; Certificate showing the number of shares of each shareholder of the company; Statement of the company’s bank account for the last 6 months (in the case of a new company, a statement of the owner’s personal account showing the source of income can be provided instead); Copies of existing contracts with counterparties (if any).

    For an individual (directors / shareholders / beneficial owners / attorneys): Proof of ID (passport), a copy of the UAE visa and Emirates ID for the signatory to the account and all shareholders of the company; CV for the signatory to the account and all shareholders of the company; Statement of a personal bank account of the signatory for the last 6 months (the bank accepts account statements without translation into English).

    The list is not exhaustive. The bank may request any further documents and information.
    Types of accounts
    Current
    Chances to open an account
    Predictable

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    Bank
    The cost of opening an account, $
    Global rating
    Countrywide rating
    GSL rating
    3 250
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    3 250
    N/A
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    3 250
    N/A
    N/A
    3 250
    N/A
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    N/A
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    3 250
    N/A
    N/A
    3 250
    239
    1
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