How to open a bank account in Cyprus Development Bank (cdbbank)

GSL reference about the bank What is it?

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GSL rating

rating

Beginning of cooperation

January, 2017

Last contact

November, 2024

Last update

June, 2024
  • Instruction of the Central Bank of Cyprus dated June 1, 2018: a ban on opening accounts with shell companies;
  • currently opens accounts for companies whose activities are affiliated with Cyprus;
  • the main competitive advantage of the Bank is its efficiency: opening an account will take 1 month; during further work, the bank is focused on the prompt provision of innovative solutions and financial services;
  • a rare bank in Cyprus where an account can be opened remotely, with the ability to conduct an interview via Skype;
  • opens current accounts for companies and individuals;
  • the term for opening an account – case by case (check with the consultant);
  • no minimum account balance is required
GSL rating
rating
Beginning of cooperation
January, 2017
Last contact
November, 2024
Last update
June, 2024
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General information and rating
General information and rating

Not rated
Global rating
Not rated
Countrywide rating
Countrywide rating of the head bank
Global rating of the head bank
Year of foundation
1963
History
The Cyprus Development Bank was established by the Government of the Republic of Cyprus in 1963. In the 90s, the bank provided consulting services to various organizations, municipalities, and also carried out a number of government projects. In addition, the bank took an active part in the development of the island's IT technologies, financing IT projects. In 1991, 5.5% of the bank was acquired by the European Investment Bank. By the end of 1996, this share was 12%. In 2008, the Bank was privatized, the new shareholders of the bank are large business alliances in Cyprus, demonstrating a stable presence in various areas of business, both locally and internationally. Since 2009, the Bank has launched its new corporate identity as "cdbbank"
Personnel
The bank has about 200 employees. There are English-speaking
Bank’s shareholders
Bank shareholders: Loramina Traiding Limited - 45,067%; Leon Investment S.A. - 9,815%; Path Holdings Limited - 9,815%; Konstantinos Shiakolas - 7,852%; Leonidas Ioannou - 7,050%; Delphis Ependisis Limited - 7,050%; Dayarona Trading Limited - 5,007%; Intergaz Limited - 4,907%; CLR Investment Found Public Limited - 2,348%; minority shareholders - 1,088%
Confidentiality
Judicial Cooperation Agreement with Russia is signed; Double Taxation Agreement with Russia is signed; AML legislation is strictly observed
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    Minimum requirements
    Minimum requirements

    Minimum balance, €
    Transactions permitted per month
    0
    Initial deposit of funds, €
    0
    Deadline for the initial deposit, month
    Transactions permitted per month
    The number of transfers is not limited
    Initial deposit of funds, €
    No down payment requirements
    Minimum turnover, €/year
    The bank does not set limits on the minimum turnover
    How fast payments are executed
    Transfers in EUR - on the same day, maximum - on the next business day

    Tariffs and services
    Tariffs and services

    75
    Outcoming transfer, €
    4
    Incoming transfer, €
    150
    Account maintenance, €/year
    N/A
    Payment limit for credit cards, €/day
    Outcoming transfer, €
    Outgoing payments in EUR for amounts up to EUR 50 000 in Cyprus and the SEPA zone (EU / EEA countries) - from EUR 6 to EUR 12. Outgoing payments in EUR for amounts over EUR 50 000 on the territory of Cyprus and EU / EEA countries, as well as payments in other currencies and directions: 0,15% (minimum EUR 5, maximum EUR 250 + EUR 10 service charge
    Incoming transfer, €
    Incoming payments - deposit on accounts in EUR - from 4 to 30 EUR
    Account maintenance, €/year
    The service fee is EUR 20 quarterly for individuals and EUR 50 quarterly for legal entities. Closing an account - EUR 200. Conversion - 0,4% (minimum EUR 5, maximum EUR 400)
    Distant access to the account
    The bank uses a modern and secure platform that allows you to manage your account from anywhere in the world
    Financial products
    The bank provides an extensive range of services, including guarantees, escrow, checks, Custodian Services
    Credit/debit cards
    Currently, only cash cards are available for withdrawing cash from ATMs. During 2017, it is planned to launch debit and credit cards (VISA)
    Hold mail
    EUR 5 per statement

    Account opening procedure
    Account opening procedure

    Days to open for incoming transfers
    Case by case
    Days to open for outcoming transfers
    Case by case
    References
    Necessary
    Purpose of the account
    Current
    Visit to the bank
    A rare bank in Cyprus where an account can be opened remotely, with the ability to conduct an interview via Skype
    Required
    Beneficiary documents: passport; proof of address (passport / ID); fresh bank recommendation, confirmation of the source of origin of the funds; summary. Company documents: incorporation documents and Management Accounts; for non-Cypriot companies plus a fresh Certificate of Incumbency with apostille
    Types of accounts
    Current
    Opening procedure and Due Diligence
    It is possible to open an account without visiting the country where the bank is located
    Chances to open an account
    Predictable
    Business description
    Detailed: along with a description of the business, it is necessary to provide information on the sources of origin of funds and the nature of operations

    Banks of Cyprus

    Bank
    The cost of opening an account, $
    Global rating
    Countrywide rating
    GSL rating
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