How to open a bank account in Eurobank Direktna

GSL reference about the bank What is it?

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GSL rating

Beginning of cooperation

October, 2024

Last contact

December, 2024

Last update

December, 2024

in November 2023, Serbian AIK Banka bought a majority of shares in the bank amounting to EUR 280 000 000;
the bank opens current and savings, personal and corporate accounts;
the bank opens accounts for local companies, branches of foreign companies in Serbia as well as personal accounts for residents of Serbia;
the bank does NOT open accounts for companies nonresident in Serbia;
an IBAN is issued;
the bank has no requirements regarding the minimum account balance;
to open an account, the account signatory must visit Serbia;
the bank opens accounts in Serbian dinars (RSD), and multicurrency accounts;
the bank issues debit cards;
Online banking is in Serbian and English;
opening an account takes 2 to 4 weeks

GSL rating

Beginning of cooperation

October, 2024

Last contact

December, 2024

Last update

December, 2024

Поиск консультанта...

+44 0 207 822 85 93

General information and rating

Not rated

Global rating

Not rated

Countrywide rating

—

Countrywide rating of the head bank

—

Global rating of the head bank

Year of foundation

2021

History

The history of the bank dates back to 1871, when it was founded in the Kingdom of Serbia under the name Kragujevačka okružna štedionica. After World War II and the establishment of the Federal People's Republic of Yugoslavia in 1955, the bank resumed its activities under the name Komunalna banka. In 1970, the bank was merged with the state-owned Jugobanka. In July 1991, the bank began operating independently within the Jugobanka system as Jugobanka Jubanka a.d.. Kragujevac. In June 2001, the Council of the bank decided to change its name, adopting the name Credy banka. In 2013 Credy banka changed its name to KBM Banka a.d. Kragujevac. In 2016, KBM Banka was bought from Slovenian bank Nova KBM d.d. and changed its name to Direktna Banka a.d.. In 2021, Greek Eurobank a.d. and Direktna Banka agreed to merge. The bank ceased operations and from December 13, 2021 was merged with the Serbian branch of Eurobank, forming Eurobank Direktna. And in November 2023, Serbian AIK Banka bought the majority of the shares of Eurobank Direktna Banka

Personnel

The staff speaks English

Bank’s shareholders

AIK Banka

Confidentiality

AML legislation is strictly observed

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Minimum requirements

0

Minimum balance, €

No restrictions

Transactions permitted per month

0

Initial deposit of funds, €

0

Deadline for the initial deposit, month

Minimum balance, €

No minimum account balance requirement

Transactions permitted per month

No limits on the number of transactions for current accounts

Initial deposit of funds, €

No initial deposit requirements

Minimum turnover, €/year

No turnover restrictions

How fast payments are executed

Same day or next day

Tariffs and services

60

Outcoming transfer, €

0

Incoming transfer, €

N/A

Account maintenance, €/year

N/A

Payment limit for credit cards, €/day

Outcoming transfer, €

The fee for a transfer in a foreign currency from an account in RSD to an account in EUR:
- up to EUR 9 999 - 0,20% (min. RSD 1 300) + service cost + SWIFT commission);
- from EUR 10 000 to EUR 29 999 - 0,15% + service fee + SWIFT commission;
- from EUR 30 000 to EUR 99 999 - 0,12% + service fee + SWIFT commission;
- over EUR 100 000 - 0,8% (min. 26 000 RSD) + service fee + SWIFT commission

Incoming transfer, €

The bank does not charge commission for incoming transfer

Account maintenance, €/year

Fee for opening a non-resident company account - RSD 60 000

Distant access to the account

Internet Bank in Serbian and English languages

Financial products

The Bank provides a full range of banking services to its corporate and retail customers

Credit/debit cards

Debit cards can be issued

Account opening procedure

Days to open for incoming transfers

Case by case

Days to open for outcoming transfers

Case by case

References

Not necessary

Purpose of the account

Savings & current

Visit to the bank

Account opening requires a visit of the account signatory to Serbia

Required

For a legal entity:
- Extract from the Serbian Business Registration Agency (SBRA) confirming the registration of the company;
- Articles of Association and Memorandum and Articles of Association;
- Director's Resolution on account opening;
- Power of Attorney (in case of account opening by power of attorney);
- completed bank forms;
- office lease agreements, cash flow chart, ownership structure chart, etc..;
- copies of current contracts with counterparties (if any), invoices and other supporting documents for the company's transactions.

As a standard, Serbian banks accept company documents without notarization.

For a natural person (directors / shareholders / beneficiaries / attorneys):
- proof of identity (passport) and work permit in Serbia;
- document proving residency in Serbia (lease agreement).

Please note that the list is not exhaustive - the bank has the right to request any other documents and additional information

Types of accounts

Savings; Current

Chances to open an account

Predictable

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